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elections, Florida, Investment, Investment Property, property taxes, real estate, votingPublished October 20, 2026
Where to Vote in Miami-Dade: Nov 3, 2026 Voter Guide
By Thomas Bichi, Invest Miami · Live Miami | Keller Williams Capital Realty | Updated October 20, 2026
In a few days, Miami-Dade voters will decide on something that directly affects every homeowner and property owner in the county: Amendment 3, the property tax amendment. Below is a quick summary of what it does, why I'm voting yes, and everything you need to know about how and where to vote.
Key Dates at a Glance
- Early voting: Monday, Oct 19 – Sunday, Nov 1, 7 AM – 7 PM daily
- Vote-by-mail request deadline: 5 PM, Thursday, Oct 22
- Mail ballots must be received by: 7 PM, Tuesday, Nov 3
- Election Day: Tuesday, Nov 3, 7 AM – 7 PM

What Amendment 3 Does
- Raises the homestead exemption on non-school property taxes to $150,000 in 2027 and $250,000 in 2028, then adjusts it for inflation starting in 2029
- Cuts the yearly cap on assessment increases for non-homestead property (rentals, second homes, commercial) from 10% to 5%
- School taxes are not affected; the existing $25,000 school exemption stays
- People who become Florida residents on or after January 1, 2027 start at $50,000 and qualify for the full amount in their fifth year
For a typical Miami-Dade homestead, that could mean roughly $2,000 a year in savings once fully phased in in 2028 (the exact figure depends on your assessed value and your city's tax rates). It needs 60% of the vote to pass.
Why I'm Voting Yes

A 1980 exemption in a 2026 market
Florida created the homestead exemption in 1934 at $5,000 and raised it to $25,000 in 1980. That $25,000 has never been raised since. Adjusted for inflation, it would be worth about $100,000 today. The only addition was a second $25,000 in 2008, and it doesn't apply to school taxes.
Spending keeps climbing
Miami-Dade's operating budget grew from $7.2 billion to $8.6 billion in just two years (FY 2023-24 to FY 2025-26). Tax rates stayed about flat, but property values kept rising (up 8.7% in 2025 alone), so the county collects more every year without ever voting for a "tax increase."
It doesn't favor the wealthy
The exemption is a flat dollar amount. A $450,000 condo and a $5 million waterfront estate get the same dollar cut, which is a much bigger share of the tax bill for the average family.
I break it down in this post: see it on Instagram.
Renting today?
If you're already a Florida resident, Amendment 3 would apply to the home you buy later. A $250,000 exemption could cut your future property taxes by about $2,000 a year, which lowers your monthly payment and can help you qualify for more home. Contact me and I'll run the numbers for you.
How and Where to Vote in Miami-Dade

Option 1: Early voting (Oct 19 – Nov 1, 7 AM – 7 PM daily)
You can vote at any of Miami-Dade's 28 early voting sites, no matter where you live in the county. A few by neighborhood:
- Coral Gables: Coral Gables Branch Library, 3443 Segovia St
- Miami Beach: Miami Beach City Hall, 1700 Convention Center Dr; North Shore Branch Library, 7501 Collins Ave
- Downtown Miami: Stephen P. Clark Government Center, 111 NW 1st St (lobby)
- The Roads / Coconut Grove: Historic Garage, 3250 S Miami Ave
- Little Havana: Hispanic Branch Library, 1398 SW 1st St
- Kendall: Kendall Branch Library, 9101 SW 97th Ave; Miami Dade College Kendall Campus, 11011 SW 104th St; West Kendall Regional Library, 10201 Hammocks Blvd
- Doral: International Mall Branch Library, 10315 NW 12th St; Elections Department, 2700 NW 87th Ave
- Aventura: Northeast Dade-Aventura Branch Library, 2930 Aventura Blvd
- Hialeah: John F. Kennedy Library, 190 W 49th St
See the full early voting schedule from the Miami-Dade Elections Department. Some sites have been temporarily relocated, so confirm before you go.
Option 2: Vote by mail
- Request your ballot by 5 PM Thursday, Oct 22 at votemiamidade.gov
- Your ballot must be received by 7 PM on Nov 3. A postmark doesn't count, so don't mail it at the last minute
- You can drop it off at any early voting site during early voting, or at the Elections Department in Doral (2700 NW 87th Ave) or its downtown branch office (111 NW 1st St)
Option 3: Election Day (Tuesday, Nov 3, 7 AM – 7 PM)
On Election Day you must vote at your assigned precinct, not just any site. Look it up at votemiamidade.gov. If you're in line by 7 PM, you can vote.
What to bring
A current, valid photo ID with your signature, such as a Florida driver's license, Florida ID card or U.S. passport.
Questions About Your Property?
If you'd like to know what Amendment 3 could mean for your home or investment property, or what your property is worth today, get in touch. Our team covers all of Miami-Dade.

Thomas Bichi
Invest Miami · Live Miami | Keller Williams Capital Realty
550 Biltmore Way PH2, Coral Gables, FL 33134
305-608-6357
Voting information comes from the Miami-Dade County Elections Department as of October 20, 2026. Always confirm locations and hours at votemiamidade.gov before you go. Savings figures are estimates and not tax advice.
Thomas Bichi
Team Lead | Invest Miami | Keller Williams Capital Realty
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